Series

Household financial saving (gross)

Value in 2024-25

₹38.31 lakh crore

12.0% of GDP

Gross flows can exceed GDP. GDP counts only final output once; the map also shows the inputs firms buy from each other and the money that passes through financial markets.

What it is

Households' acquisitions of financial assets: deposits, shares, insurance, pension funds and others.

Trend

SAM 2023-24: 12.4% of GDP

2011-12: Base change: from 2011-12 the series is on the 2011-12 base; levels before and after are not directly comparable.
2011-12: Source changes from rbi_financial_accounts_hbs_saving (T12) to mospi_nas_2026_oldbase_nas2025_s5_3 (NO).
2022-23: Source changes from mospi_nas_2026_oldbase_nas2025_s5_3 (NO) to mospi_nas_2026_s5_3 (NN). New GDP base (2022-23). Earlier years are on the 2011-12 base; levels are not directly comparable, shares are closer.

Checked against the 2023-24 SAM: the series matches.

Sources

National Accounts Statistics 2026 (new base 2022-23), per-statement XLSX
National Accounts Division, NSO, MoSPI. Table Statement 5.3. Retrieved 2026-09-29.
www.mospi.gov.in: 5.3.xlsx

Every year

Every year
Year	Value	Share of GDP	Label	Base year	Estimate stage
1983-84	₹18,790 crore	8.3% of GDP	Official total	·	·
1984-85	₹23,549 crore	9.3% of GDP	Official total	·	·
1985-86	₹25,562 crore	9.0% of GDP	Official total	·	·
1986-87	₹31,849 crore	10.0% of GDP	Official total	·	·
1987-88	₹36,106 crore	10.0% of GDP	Official total	·	·
1988-89	₹39,958 crore	9.3% of GDP	Official total	·	·
1989-90	₹48,233 crore	9.8% of GDP	Official total	·	·
1990-91	₹58,908 crore	10.2% of GDP	Official total	·	·
1991-92	₹68,045 crore	10.3% of GDP	Official total	·	·
1992-93	₹80,354 crore	10.6% of GDP	Official total	·	·
1993-94	₹1.10 lakh crore	12.5% of GDP	Official total	·	·
1994-95	₹1.46 lakh crore	14.2% of GDP	Official total	·	·
1995-96	₹1.24 lakh crore	10.3% of GDP	Official total	·	·
1996-97	₹1.59 lakh crore	11.4% of GDP	Official total	·	·
1997-98	₹1.72 lakh crore	11.1% of GDP	Official total	·	·
1998-99	₹2.07 lakh crore	11.7% of GDP	Official total	·	·
1999-00	₹2.36 lakh crore	11.9% of GDP	Official total	·	·
2000-01	₹2.47 lakh crore	11.6% of GDP	Official total	·	·
2001-02	₹2.86 lakh crore	12.4% of GDP	Official total	·	·
2002-03	₹3.23 lakh crore	13.0% of GDP	Official total	·	·
2003-04	₹3.89 lakh crore	13.9% of GDP	Official total	·	·
2004-05	₹4.47 lakh crore	14.0% of GDP	Official total	·	·
2005-06	₹5.84 lakh crore	16.1% of GDP	Official total	·	·
2006-07	₹7.65 lakh crore	18.0% of GDP	Official total	·	·
2007-08	₹7.72 lakh crore	15.8% of GDP	Official total	·	·
2008-09	₹7.27 lakh crore	13.2% of GDP	Official total	·	·
2009-10	₹9.90 lakh crore	15.5% of GDP	Official total	·	·
2010-11	₹10.80 lakh crore	14.1% of GDP	Official total	·	·
2011-12	₹9.33 lakh crore	10.7% of GDP	Official total	2011-12	Revised
2012-13	₹10.64 lakh crore	10.7% of GDP	Official total	2011-12	Revised
2013-14	₹11.91 lakh crore	10.6% of GDP	Official total	2011-12	Revised
2014-15	₹12.57 lakh crore	10.1% of GDP	Official total	2011-12	TRE
2015-16	₹14.96 lakh crore	10.9% of GDP	Official total	2011-12	TRE
2016-17	₹16.15 lakh crore	10.5% of GDP	Official total	2011-12	TRE
2017-18	₹20.56 lakh crore	12.0% of GDP	Official total	2011-12	TRE
2018-19	₹22.64 lakh crore	12.0% of GDP	Official total	2011-12	TRE
2019-20	₹23.25 lakh crore	11.6% of GDP	Official total	2011-12	TRE
2020-21	₹30.67 lakh crore	15.4% of GDP	Official total	2011-12	TRE
2021-22	₹26.12 lakh crore	11.1% of GDP	Official total	2011-12	SRE
2022-23	₹29.92 lakh crore	11.4% of GDP	Official total	2022-23	Final
2023-24	₹36.02 lakh crore	12.4% of GDP	Official total	2022-23	Final
2024-25	₹38.31 lakh crore	12.0% of GDP	Official total	2022-23	FRE

Breaks and changes in the series

2011-12: Base change: from 2011-12 the series is on the 2011-12 base; levels before and after are not directly comparable.
2011-12: Source changes from rbi_financial_accounts_hbs_saving (T12) to mospi_nas_2026_oldbase_nas2025_s5_3 (NO).
2022-23: Source changes from mospi_nas_2026_oldbase_nas2025_s5_3 (NO) to mospi_nas_2026_s5_3 (NN). New GDP base (2022-23). Earlier years are on the 2011-12 base; levels are not directly comparable, shares are closer.

No linked series: unstable overlap ratios (plan s.2.5)